We may use Aggregated and De-identified Data and information provided by you to these third party sites and mobile apps to select which of our advertisements or offers may appeal to you, display them to you and monitor your responses. The attached guide provides a brief description of how to use the model privacy notice form. You can also set your device to block access to location data stored on your device. The opt-out will take effect upon your next visit using the same device to Bank of America Sites. You can set your browser to notify you before accepting a cookie, so that you can control whether you accept or reject a cookie. You can make an appointment to inspect the documents by telephoning 202 435-7275.
The only difference is that instead of estimating the fraction of institutions that would be able to use the alternative delivery method, the Bureau estimates the fraction of institutions that would be able to use the annual notice exception and are not already using the alternative delivery method, to compute the reduction in burden relative to the baseline. For the 2014 Annual Privacy Notice Rule, the Bureau collected a sample of privacy policies from banks and credit unions and estimated both the number of financial institutions that would adopt the alternative delivery method and the aggregate cost savings that would result. Spot color may be used to achieve visual interest, so long as the color contrast is distinctive and the color does not detract from the readability of the model form. How the Model Privacy Form Is Used a The model form may be used, at the option of a financial institution, including a group of financial institutions that use a common privacy notice, to meet the content requirements of the privacy notice and opt-out notice set forth in §§ 1016. An institution must enter its opt-out mailing address: in the far right of this form see version 3 ; or below the form see version 4.
Other Resources The adopting release can be found on the Commission's web site at. If you communicate with us by telephone, we may monitor or record the call. This proposed rule would implement the statutory amendment. This effectively prevents anyone from intercepting and reading any personal information about you. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.
Section 1022 b 2 of the Dodd-Frank Act A. If you think any Information is wrong, you must write us. You can submit a question by e-mail to the Division of Investment Management at and a staff member of the office will call you to discuss your question. When you are no longer our customer, we continue to share your information as described in this notice. When you are no longer our customer, we continue to share your information as described in this notice. If your browser has scripting disabled, you do not need to opt out, as online behavioral advertising technology does not work when scripting is disabled. This flexibility avoids burdening institutions with either having to provide annual notices on the anniversary of initial notices, or alternatively providing two notices in the first year of the customer relationship to get all accounts originated in a given calendar year on the same cycle for delivering subsequent annual notices.
Under federal law, that means personally identifiable information. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. Two examples are the and. The Bureau requests comment on whether 60 days is an appropriate period for delivering annual notices in these circumstances or if another period would be more appropriate. An institution that shares for this reason may choose to provide an opt-out. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. For certain applications, such as Online Banking, cookies are a requirement because they help protect the privacy of a customer's transactions by, for example, automatically terminating the online session if the customer forgets to log out.
Other investment products and services, such as brokerage and advisory accounts, are offered through J. Part 332 requires state nonmember banks to notify consumers of their information-sharing practices and inform consumers of the right to opt out of certain sharing practices. Financial institutions that meet the conditions in Regulation P to use the alternative delivery method also would meet the conditions for the statutory exception in section 503 f. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Because the Bureau takes institutions' sharing practices as given and because the cost savings estimate is based on a single year, the expected cost savings for institutions does not account for a reduction or increase in aggregate cost savings that may occur if any institutions change their sharing practices in the future such that they no longer meet the requirements for the annual notice exception or they begin to meet those requirements. Policy Changes The effective date of this policy is provided above.
Federal law gives consumers the right to limit some but not all sharing. The Bureau believes that the alternative delivery method imposes little ongoing cost to financial institutions that have adopted it. Only the following types of information can appear in this box. Institutions that do not provide this option may eliminate this left column from the mail-in form. If we make changes to the U.
The Bureau previously concluded that 80% of banks could use the alternative delivery method set forth in § 1016. Information Use Personal information that we collect about you is used to provide you with optimal online experiences with us. Apply my choice s only to me. Deleting cookies does not delete Flash objects. Logos may also be printed in color. The Bureau proposes this example to facilitate compliance with proposed § 1016. We collect statistical information about the usage of the Site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how account holders and visitors use the Site and to assist us with resolving questions regarding the Site.
As required by § 1016. An institution that shares personal information for this reason must provide an opt-out. The model form may be translated into languages other than English. You may be placed on our internal Do Not Call List by following the directions in the To limit direct marketing contact section. Institutions that include this reason must provide an opt-out of indefinite duration. Because the financial institution would once again meet the conditions for the exception, it would not be required to provide future annual notices.
If the financial institution shares personal information pursuant to § 1016. From time to time, we may also share anonymous information with such third party companies in an aggregate form, for purposes of analysis and improvement of our Web site. The Bureau previously concluded that 46% of credit unions could use the alternative delivery method. Definitions Affiliates Companies related by common ownership or control. Publication of this rule is expected by the end of November. Important reminder: In order for this online behavioral advertising opt-out to work on your device, your browser must be set to accept cookies. The final rule amends Part 40 by replacing the sample clauses with the model privacy notice.